Snowmobile Safety

February 2nd, 2010

The Maine Snowmobile Association Thank you to the Association for this great article.

Some Simple Steps to Safe Riding:

RIDE TO THE RIGHT – Only makes sense. Odds are good that an automobile traveling in the left hand lane of the road will sooner or later run into another car head on. Same goes for sleds. It is required by law that a snowmobiler operate to the right of center on the trail when approaching or navigating a curve, corner, grade or hill – why not just stay to the right, even on straight-aways.

RIDE SOBER – Don’t drink and ride. Don’t let anyone in your group drink and ride. Maine and New Hampshire have a tough snowmobile DWI laws. Restaurants, Inns, Lodges and Resorts welcome snowmobilers who want to have a few drinks with their friends. But please do it after you’ve finished sledding, not while riding. Be a good friend and lift the keys of a fellow snowmobiler, who thinks he’s OK when he’s not.

RIDE AT A REASONABLE SPEED- Speed on a Maine and New Hampshire snowmobile trail is measured on a standard of reasonable speed for the existing conditions. If you cannot control your sled safely at the speed that you are traveling in the current conditions – you’re speeding. Slow down. Snowmobile clubs across the state host radar runs, hill climbs and races all season long. If you want to ride hard and fast, do it at one of these events, and take home a trophy to boot!

USE HAND SIGNALS- The consistent use of a simple set of standardized hand signals on the trails keeps movement orderly and predictable. These standardized signals inform other sledders of your actions and allow everyone around you to anticipate the need to slow down. The MSA has distributed thousands of copies of these hand signals over the past five years and reports from the trails are that signal usage is up significantly. This simple skill is one that every snowmobiler can learn and use to increase their safety on the trails.

RIDE DEFENSIVELY- You and your group can do everything right and still encounter a sledder who’s doing everything wrong. Don’t let their poor judgment or illegal behavior injure you. Always expect the unexpected from the sledder coming toward you. If there is a problem, you’ll be prepared to respond and avoid a dangerous situation. …And keep an eye out for 4 legged animals as well. Moose and deer live where you’re sledding. Wildlife always has the right of way. If you come up behind a moose on the trail stay far away and wait for the animal to lumber off. If any large animal shows an interest in the fact that you are on the trail, turn around and leave. Don’t turn off your sled and follow animals on foot to get a better look. You may get a much closer look than you wanted.

These additional steps will protect you even further:

Carry a map and stay on the trails. Shortcuts can not only be hazardous if you don’t know the area, sledders can get “turned around” pretty easily out there. Why bother heading out across unmarked open tracts if you have 13,000 miles of signed trails?

Don’t snowmobile alone. If you run into mechanical trouble, you’ll have someone along who can truck you back home; bury your sled, and there’s extra hands to help dig out; take a wrong turn, and there’s someone else to blame…

Take care crossing public ways – on busier roads, have a member of the group check for traffic and direct sledders across.

Let someone know where you’re planning to go and when you plan to return. An itinerary form left with a friend, the motel staff etc is invaluable if you actually run into trouble on the trail. If your return is delayed, contact the person aware of your trip plans if at all possible, to head off an unnecessary search effort.

Check weather reports before heading out. Ever been on a sled in a white out? Enough said.

Dress appropriately (layers) and wear a helmet. No one should operate a snowmobile without the protection of a helmet. A life saver in the case of an accident, your helmet will also keep you protected from the occasional tree branch “face slapper” and inclement weather.

Carry a basic repair kit. This will save a lot of frustration if you have a spare belt, a couple tools, etc. with you. (An even better idea is to give your sled a good going over before every trip.)

Don’t cross frozen bodies of water unless you are absolutely sure of ice thickness. Trails generally will not lead you across ponds or lakes unless there is no reasonable alternative. Bridges are provided to cross rivers and streams. However, you will find some places where you may cross water, such as marked passage on well frozen lakes – check locally for current ice thicknesses.

Don’t overdrive your lights. Don’t tangle with a wire, stump or rock on a fast machine in the middle of a cold, dark night.

Remembering these safety guidelines will help you to Ride Right in Maine and New Hampshire. Enjoy Snowmobiling the Way It Should Be – Fun and Safe! So be smart — use caution and common sense, and you’ll have a memorable and safe winter adventure on your snow machine.

Maine snowmobile laws can be viewed on line at http://www.mesnow.com/SnowmobileLaws.html Contact IF&W at 207-287-8000.

New Hampshire snowmobile laws can be viewed on line at http://www.wildlife.state.nh.us/OHRV/snowmobile_safety.html Inland Fisheries Division fisheries@wildlife.nh.gov 603-271-2501 or 603-271-2502

Contact our office for a free quote on the insurance for your snowmobile. Get discounts for multiple sleds or with home and auto packages.

Winter Driving Tips

February 2nd, 2010

winter-drivingWinter Driving Tips: Save Yourself From the Challenges of Driving in Adverse Weather

Severe weather can be both frightening and dangerous for automobile travel. Motorists need to know the safety rules and techniques for dealing with winter driving in New England. We would like to remind you to be cautious while driving in adverse weather and are offering helpful information on winter driving from AAA.

AAA recommends the following winter driving tips:

  • Avoid driving while you’re fatigued. Getting the proper amount of rest before taking on winter weather tasks reduces driving risks.
  • Never warm up a vehicle in an enclosed area, such as a garage.
  • Make certain your tires are properly inflated.
  • Never mix radial tires with other tire types.
  • Keep your gas tank at least half full to avoid gas line freeze-up.
  • If possible, avoid using your parking brake in cold, rainy and snowy weather.
  • Do not use cruise control when driving on any slippery surface (wet, ice, sand).
  • Always look and steer where you want to go.
  • Use your seat belt every time you get into your vehicle.

Tips for long-distance winter trips:

  • Watch weather reports prior to a long-distance drive or before driving in isolated areas. Delay trips when especially bad weather is expected. If you must leave, let others know your route, destination and estimated time of arrival.
  • Always make sure your vehicle is in peak operating condition by having it inspected by a AAA Approved Auto Repair facility.
  • Keep at least half a tank of gasoline in your vehicle at all times.
  • Pack a cellular telephone with your local AAA’s telephone number, plus blankets, gloves, hats, food, water and any needed medication in your vehicle.
  • If you become snow-bound, stay with your vehicle. It provides temporary shelter and makes it easier for rescuers to locate you. Don’t try to walk in a severe storm. It’s easy to lose sight of your vehicle in blowing snow and become lost.
  • Don’t over exert yourself if you try to push or dig your vehicle out of the snow.
  • Tie a brightly colored cloth to the antenna or place a cloth at the top of a rolled up window to signal distress. At night, keep the dome light on if possible. It only uses a small amount of electricity and will make it easier for rescuers to find you.
  • Make sure the exhaust pipe isn’t clogged with snow, ice or mud. A blocked exhaust could cause deadly carbon monoxide gas to leak into the passenger compartment with the engine running.
  • Use whatever is available to insulate your body from the cold. This could include floor mats, newspapers or paper maps.
  • If possible run the engine and heater just long enough to remove the chill and to conserve gasoline.

Tips for driving in the snow:

  • Accelerate and decelerate slowly. Applying the gas slowly to accelerate is the best method for regaining traction and avoiding skids. Don’t try to get moving in a hurry. And take time to slow down for a stoplight. Remember: It takes longer to slow down on icy roads.
  • Drive slowly. Everything takes longer on snow-covered roads. Accelerating, stopping, and turning – nothing happens as quickly as on dry pavement. Give yourself time to maneuver by driving slowly.
  • The normal dry pavement following distance of three to four seconds should beincreased to eight to ten seconds. This increased margin of safety will provide the longer distance needed if you have to stop.
  • Know your brakes. Whether you have antilock brakes or not, the best way to stop is threshold breaking. Keep the heel of your foot on the floor and use the ball of your foot to apply firm, steady pressure on the brake pedal.
  • Don’t stop if you can avoid it. There’’s a big difference in the amount of inertia it takes to start moving from a full stop versus how much it takes to get moving while still rolling. If you can slow down enough to keep rolling until a traffic light changes, do it.
  • Don’t power up hills. Applying extra gas on snow-covered roads just starts your wheels spinning. Try to get a little inertia going before you reach the hill and let that inertia carry you to the top. As you reach the crest of the hill, reduceyour speed and proceed down hill as slowly as possible.
  • Don’t stop going up a hill. There’’s nothing worse than trying to get moving up a hill on an icy road. Get some inertia going on a flat roadway before you take on the hill.
  • Stay home. If you really don’t have to go out, don’t. Even if you can drive well in the snow, not everyone else can. Don’t tempt fate: If you don’t have somewhere you have to be, watch the snow from indoors

New Hampshire / Maine Wedding Insurance

January 28th, 2010

Peace of Mind

New Hampshire / Maine Wedding Insurance

New Hampshire / Maine Wedding Insurance

You work hard planning to make your wedding a very special day in your lives but unfortunately, things can go wrong. How often have you heard stories about a venue closing right before a brides big day? Or a bad storm hitting on the day of the wedding? Or a bridal shop going up in flames full of bridal dresses?

The good news is that a Wedding Insurance Policy can cover a variety of situations, reducing the amount of stress and risk you have when planning your wedding. Wedding Insurance is exactly what it states – an insurance policy that covers your wedding and financially protects you against misfortune and mishap. As the average cost of weddings continues to rise, now $27,000 in the US, wedding insurance becomes more of a necessity to protect this valuable investment. Wedding Insurance policies are relatively inexpensive – a basic policy costs between $160 to $500 – and can give you peace of mind.

Don’t put your big day at risk. To learn more download this valuable brochure and call us today to find out more about Wedding Insurance. Click here if you would like to purchase it directly now.

Brownell Insurance are specialists in insurance for NH and Maine.