Identity Theft – Are You At Risk? 
You have just applied for a credit card and was shocked when you were turned down due to a low credit score. This is impossible because you’ve always paid your bills on time. Recently, a debt collector called to demand payment on a medical bill that you never saw a doctor for. In the mail you find a credit card that you’ve never applied for.
What’s happening? You could be the victim of identity theft. Someone is using your personal information to obtain credit. But then the bills go unpaid, the company itself or a debt collection company contacts you to demand payment. As a result, your credit report is likely to be impacted and contain negative information about your bill-payment history. Your credit score has probably been lowered considerably, making it difficult or impossible to obtain new credit yourself. Let us help you before this unfortunate event happens.
You need to be well aware of the identity theft epidemic that is happening all around us. Thieves only need one single piece of personal information to steal your identity and turn your financial life upside down. According to the Federal Trade Commission there are nearly 10 million people, or five percent of the adult population, who become victims of identity theft each year. Identity theft costs victims an estimated $5 billion in out-of-pocket expenses from trying to reclaim their good credit.
For identity theft prevention tips and the rest of the article visit our webpage and check out our February 2010 newsletter, or simply click on this link http://brownellinsurance.com/2010newsletters/feb10/feb10.html